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Life insurers oppose Sec 45
 
Saturday 11, October, 2014 Life insurers have raised objections to a major change in one of the provisions of the revised insurance Bill, likely to be passed in the winter session of Parliament. Section 45 in the new Bill says no claim can be repudiated after three years of the policy being in force, even if a fraud is detected, has sent life insurers into a tizzy. According to Section 45 of the Insurance Act, 1938, no life insurance policy can be called into question on grounds of mis-statement or wrong disclosure after two years of the policy coming into force......
 
Differential penalty quantum a normal practice: T S Vijayan
 
Thursday 09, October, 2014 T S Vijayan, the chairman of the Insurance Regulatory and Development Authority (Irda), on Friday said the practice of imposing differential penalties on companies was a normal practice. “The regulator weighs the gravity of violations by the insurer and then imposes a penalty. This (the amount) can be different from the one imposed on another company as only the maximum quantum of penalty, which is Rs 5 lakh....
 
     
   
 
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