Not a standalone policy

Tuesday 28, June, 2011 Jeevan Arogya is the first defined health insurance product to be introduced by Indias largest life insurance company, LIC of India. It will pay the customer a fixed daily cash amount as well as cover specific surgeries. The product is a Hospital Cash Benefit Plan (HCB) that offers daily hospital cash benefit for a fixed number of days that one is hospitalised. Besides that, it will cover 140 surgeries with the maximum amount one can avail for surgeries being 100 times the daily limit. The product also offers a lump sum amount that is twice the daily cash limit per hospitalisation day, even for surgeries not listed. This feature is similar to the HCB plan offered by Aegon Religare Life Insurance. Life insurer Tata AIGs Wellsurance Family Classic offers a standard daily cash plan without any surgery benefits.

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