How to make a life insurance claim

Monday 24, September, 2012 A life insurance claim arises on the death of an individual (life assured) covered under a life policy. The nominee or assignee of the policy, who is entitled to receive the benefits, needs to inform the insurance company about the loss. The intimation of death should be in writing and accompanied by a copy of death certificate. It should contain details such as date, place and cause of death. This needs to be submitted at the nearest branch office of the insurance company. Claim form: On receipt of the intimation of demise, the branch office provides the relevant claim form to the applicant. This claim form needs to be filled and submitted to the insurance company along with the necessary documents. Documents: The insurance company may require the death certificate, policy document, deeds of assignments/ re-assignments, if any, legal evidence of title, if the policy is not assigned or nominated, medical attendant's certificate and other documents as applicable.

[ Back to News Room ]

Back to Top^